S
Summons
What summoned my money?
Clarity in your pocket
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Make smarter purchasing and budgeting decisions using artificial intelligence and the S.H.O.U.L.D. Method.
Download on the App Store
A guided decision practice
Journal your purchase decisions.
The Decision & Gratitude Journal turns the S.H.O.U.L.D. method into a practice you can return to. Use it to examine a purchase, record the choice you made, and notice what your money helped you protect, enjoy, or create.
Guided S.H.O.U.L.D. decision prompts
Space to record Buy, Wait, or Skip choices
Gratitude reflections for what you already have
Get the Decision Journal76 pages · Fillable and printable PDF · $9.99
Hard copy coming soon
The S.H.O.U.L.D. Weekly
Reflections for the life behind your decisions.
A weekly place for memory, money, identity, and the choices that shape a life.
Receive the weekly inspiration →Issue 03 · Autumn
The harvests I almost missed
What grew this year that you did not know to ask for?
Read this week’s inspiration →
A decision framework
Meet the S.H.O.U.L.D. method.
Use these six questions to examine why you want the purchase, what it may add to your life, and whether it fits the direction you want for your money.
The method can lead to a yes, a no, or a decision to wait.
H
Hunger
What am I actually hungry for?
O
Outcome
What will this bring into my life?
U
Underlying Values
Does this purchase reflect my financial values and the future I desire?
L
Life Participation
How will this allow me to participate in life?
D
Direction
Is this where I want to direct my money?
Take the S.H.O.U.L.D. method with you.
The Pre-Purchase Decision & Gratitude Journal gives you space to explore each question, record your decision, and reflect on what your money made possible.
Coming Soon
The book
Should I Buy This?
A practical guide to understanding what summons your money, what you are truly seeking, and whether a purchase supports the life you want to create.
See the triggerUnderstand what brought the purchase into focus.
Name the promiseIdentify what you expect the item to change.
Count the full costLook beyond the number on the price tag.
Choose on purposeBuy, wait or walk away without shame.
The Decision Blog
Reflections on money, identity, and the small decisions that shape our financial lives.
The Journey to Publishing Should I Buy This?
What creating this book taught me about action, openness, and the unexpected ideas we meet when we begin.
Read the first journal entry →BO
About the author
Beatrice Oreta
Beatrice Oreta writes about the decisions behind everyday spending. Her work combines financial self-awareness with AI decision support to help people examine purchases before they commit their money.
Evaluate your purchases
before you spend.
Choose one purchase you are considering. Answer the questions and review the result.